Money Management

Top 10 Personal Finance Articles of the Month — October 2019

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. To kick things off we’ll look at some money matters and personal finance realities. Then, given the multitude of big market and brokerage stories that broke last month, we’ll feature some investment-related posts. Lastly we’ll wrap things up with some insurance knowledge, walking savings, and Ebay flipping tips.

As usual, this month’s list includes a couple Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in October of 2019, along with their title, author, and the site they originally appeared on.

Money Matters

If Personal Finance Feels Like Punishment, You’re Doing it Wrong — Penny, She Picks Up Pennies

There’s no question that personal finance typically has a negative connotation in today’s society. In most cases people associate the term with deprivation akin to dieting. As Penny points out, she’s very familiar with such feelings but has discovered the true cause: you’re doing it wrong.

Do You Need To Have “The Talk?” – 4 Powerful Reasons To Talk About Money — Michelle Schroeder-Gardner, Making Sense of Cents

Going hand in hand with the idea that personal finance is a form of punishment is the belief that speaking about money matters is inappropriate or rude. In reality, discussing money openly can have a majorly positive impact on your finances and those of others. In this article, Michelle explores that benefit as well as a few other reasons why we should all be more open to talking about money.

Going Against the Grain — Josh Overmyer

Because personal finance is personal, not every piece of advice or “best practice” will apply across the board. Similarly you may find that some of your money philosophies and perspectives aren’t in line with the status quo. Thus, for his article, Josh shares some of the ways he goes against the grain.

Investing

Best Stock Brokers That Offer Free Trades — Jim Wang, WalletHacks

In the past month or so, a major shift has occurred in the world of investing. Now, following the lead of FinTechs like Robinhood, several brokerage firms dropped their trade commissions to $0. Given these changes, Jim looks at which brokerages are now offering free trades and gives a brief rundown of each.

How to Invest for Beginners: 10 Investment Tips for Newbies — Financial Impulse

Even if the rising prevalence of free trading might help new investors clear one early hurdle, it doesn’t necessarily make getting started all that much easier. With several options to consider and of course plenty of research to do, the whole process can still seem a bit daunting. With that in mind, Financial Impulse provides 10 tips for newbie investors to help them sort things out as they begin their journey.

The Myth of the Rational Investor: Taking Emotions Out of Investing — Sunday Brunch Cafe

When reading about investing, it’s common to see advice regarding the dangers of getting emotional and making rash decisions. Although such warnings may be well-intentioned, they might not speak to the realities of being human. Instead, this post from Sunday Brunch Cafe suggests a better way of “dealing with” emotions and money.

What WeLearn from WeWork — Lazy Man and Money

If you keep abreast of market news, you may have heard some drama regarding WeWork in recent weeks. Long story short, the company went from being on the verge of a huge initial public offering to taking a big investment at a vastly reduced valuation and ousting its CEO. While this might seem like a one-off tale, this post from Lazy Man and Money focuses on what investors should really take away from the episode.

Personal Finance Tips

What are Insurance Riders and Endorsements? What to Know — Riley Adams, Young and the Invested

At this point, you’re surely familiar with all kinds of insurances, from health and life to homeowners and renters. Moreover there’s a good chance you know most of the basics, including how premiums, co-pays, and deductibles all work. However one aspect of insurance policies you may be less familiar with is endorsements — which is why Riley explains the importance of these amendments.

How Much is Walking Worth? —  David, City Frugal

Often times you may be surprised by how seemingly small changes in your life can actually make a large difference. For example walking more and driving less could lead to some significant savings — but how much? That’s what David explores in this post all about what “foot-based locomotion” can be worth in a big city.

8 Ebay Buy and Sell Tips: How to Sell on Ebay and Make Money — Amy, Practical Cash

Remember a few years ago when everyone was talking about buying and flipping houses? While that might have worked for some, not everyone has that much free cash to invest. Perhaps that’s why the concept of Ebay flipping has become the new go-to instead. Of course, if you are going to sell, you’ll likely need some guidance. Thankfully that’s what Amy is here for as she shares some of her best tips for selling and flipping on Ebay.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit DyerNews.com.

Other Articles by Jonathan Dyer