Top 10 Personal Finance Articles of the Month — October 2022 

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. To kick things off this month, we’ll look at a trio of posts covering various aspects of investing. Then, we’ll talk about building wealth and those who strike it rich. Finally, we’ll look at bank bonuses, buying time, financial independence, and more.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in October of 2022, along with their title, author, and the site they originally appeared on.


The Agony & Ecstasy of Stock-Picking — Ben Carlson, A Wealth of Common Sense

We all know that big risk can also mean big reward. That’s why investing in individual stocks can be lucrative — but can quickly go south as well. Inspired by the recent history of Meta (AKA Facebook), Ben looks at the difficulties of stock picking and why “boring can be beautiful.”

10 Numbers That Will Change Your Investing Perspective — Tom Redmayne, Mantaro Money

When it comes to investing, there are plenty of numbers that can be traced. From stock gains and losses to company earnings and RPUs, there can be a lot to consider for those who want to get technical. Instead, Tom looks at some numbers that tell more interesting tales of investing overall.

What Contributed More To My Net Worth: A Six Figure Salary Or Investment Returns? A Purple Life

While pursuing early retirement, Purple plowed as much of her income as possible into investments. Now, two years after achieving her goal and living off of her investments, she recently looked to see whether the gains on her portfolio managed to outpace her previous six-figure salary. Did it? Find out in her post.

Building Wealth

A Young Family’s Roadmap to Building Generational WealthFinancial Pilgrimage

For young families, there are already plenty of financial factors to navigate. In addition to merging financial lives and furthering careers, lingering student loans and the expenses of having a child may also play a role in how these families manage their money. But, while it may not be easy, this article from Financial Pilgrimage shows how young families can still work toward building general wealth even amid these complications

10 Incontrovertible Truths About Those Who Strike it Rich — Tom Corley, Saving Advice

Oftentimes, when we look at people who are wealthy, we want to focus on one or two actions they took that brought them their money. In reality, it’s not so simple to say that a particular investment made someone rich. In fact, Tom points to 10 truths about the wealthy and what we can learn from these principles.

Personal Finance Tips

When is a Credit Card or Bank Bonus Worth It? — Jim Wang, Wallet Hacks

Given the increasing competition in the world of financial services, it’s not hard to find banks and credit cards willing to dole out bonuses in a bid to attract new customers. But how can you tell whether or not these offers are actually worth it? To help answer that, Jim lays out a few rules of thumb and other considerations.

Be Happier by Buying TimeESI Money

You’ve surely heard it said that “time is money.” While that’s true, more often than not, people find themselves on the wrong side of the equation. With that, ESI Money looks at how we can instead buy time and, in turn, find greater happiness.

The Financial Independence (Fi) Hierarchy — Fred Leamnson, Savoteur

Maslow’s hierarchy of needs has popularized the idea of using pyramids to illustrate the levels of human experience. Of course, as we’ve seen, this concept can also be applied to other topics. Proving that point, Fred highlights some financial independence hierarchy pyramids.

Default Mode Accidentally Retired

Life is filled with all sorts of decisions on a daily basis. Because of this, for many, we opt for the default — AKA the easiest option. In turn, this post from Accidentally Retired points out just how important these defaults can be and why changing them can be so impactful.

Why It’s So Tough to Save Money When You’re Poor — Emily Guy Birken, MoneyNing

When it comes to personal finance advice, no matter how well-meaning it may be, sometimes it’s just not realistic. For those who are poor, the ability to save money is just not tenable — or at least not easily. Emily details some of the reasons why that is.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit

Also published on Medium.


Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded in 2015 to focus on personal finance and the emerging FinTech markets.

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